Retirement Planning

Offering a 401(k) program to your employees can at once be both rewarding and terrifying. Dealing with the testing, reporting, and overwhelming fiduciary responsibilities is enough to force many small companies to choose less cumbersome (and less attractive) options. With Professional Staff Management, these worries disappear. We can deliver tremendous investment options (70 different funds), simple enrollment forms, employee-friendly statements, and anytime access to account information through Internet or telephone connection. In addition, you get the following:

• All testing (ADP, Top Heavy, etc.) performed by Professional Staff Management
• Fiduciary liability for the accurate and timely movement of employee contributions and employer match dollars is now the sole responsibility of Professional Staff Management
• Annual plan audits done by Professional Staff Management
• 5500 returns completed and submitted by Professional Staff Management
• All employee enrollment and education materials provided by Professional Staff Management
• All funds offered for investments are no-load (front or back end) and carry minimal expense fees
• Flexible match options to accommodate your preferences
• Profit-sharing option for additional contributions by owner and other highly-compensated individuals who wish to maximize pre-tax contributions